Federal Direct PLUS (Parent) Loans
Parents of dependent students may apply for a Direct PLUS Loan. This loan can be used to supplement other financial aid awarded to a student, such as the Direct Stafford Loan. Repayment of the Direct PLUS Loan is not deferrable. Parents must begin repayment within 60 days after the entire loan has been disbursed.
Parents seeking a PLUS Loan for students enrolling in the 2013-14 academic year may apply now. Loan applications are available on the Federal Student Loan Web site.
Myrone, a student loan counselor for SALT, outlines resources like NSLDS that borrowers can use to stay on top of how much they owe.
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