2014 Wellness Premiums
Please have your physician fill out the Physician Verification Form in order to receive the 2014 wellness premium.
Frequently Asked Questions
What qualifies as a “preventive care visit”?
A preventive care visit is defined as your annual physical or well woman visit. As a reminder, preventive care is free to covered individuals.
I already had my preventive visit, do I need to complete the verification form?
Blue Cross provided Human Resources with a report of employees who have completed a preventive visit as of March 31, 2013. If your name was on that report we would have sent you an email stating you have met the requirement. If you did not get this email, you will need to have your doctor complete the verification form.
Can you check if I have already had my preventive exam?
HR does not have direct access to your personal medical records but you may contact the Benefits Helpline for guidance on determining this.
My doctor doesn’t want to complete the verification form. What should I do?
If your doctor codes your visit as a preventive exam when he files with BCBSTX, then you have met the requirement to receive the discounted premium rate in 2014. If you are unsure how your doctor coded a visit, please contact the Benefits Helpline.
How much will I save?
The rates for the 2014 premiums will be set in the fall of 2013, therefore it is too early to know the potential savings related to your preventive exam. However, by completing your annual physical or well woman visit you will pay less in 2014 for your health insurance premiums than those who do not complete this visit.
I do not currently have health insurance through ACU for 2013, but I plan on joining ACU's health plan in 2014. Am I still eligible for the reduced premiums? Can I get the discount?
If you complete an annual physical or well woman visit between October 1, 2012 and September 30, 2013 and your doctor completes the verification form, you will receive the 2014 discounted premium.
Do my covered spouse and children have to have an annual physical and/or well woman visit?
While we encourage all individuals covered by our plan to take advantage of preventive care, the 2014 discounted premium is based only on the employee having one of these visit.
My spouse works for ACU & he/she refuses to go to the doctor, but I have had my exam. Can we please get the discount?
While we are really glad that you see the need to take care of yourself, the 2014 discount is based on the employee receiving the preventive exam. Please remind your spouse that this is a free exam and something they really need to be doing on an annual basis. Research has proven that many times early detection is a lifesaver.
This feels like an invasion of privacy and micro managing my health.
Please rest assured that no one at ACU has access to your medical records or what happens at your exam. However, we believe preventive measures lead to early detection and healthier employees. We want to assist our employees in leading healthier lives. We also know that due to the rising cost of healthcare, we must continue to seek ways to control costs and be good stewards of ACU's resources.
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